Eliza Puchalski, Esq. represents motor vehicle accident victims. Whether you are the driver, passenger, or pedestrian, or if your family member has been involved in an accident, it is important to contact an attorney after the accident. Eliza Puchalski, Esq. has the skills and the experience necessary to zealously represent you in settlement negotiations, including documentation and management of your case against insurance companies, and ultimately recover proper monetary award.
Palm Coast Motor Vehicle Accident Attorney
- Car Accidents
- Truck Accidents
- Motorcycle Accidents
- Bus Injuries
- Pedestrian Hit by Car
- Uninsured and Underinsured Motorist Claims
Automobile Insurance
According to Florida law, if you own a motor vehicle with four or more wheels you must carry $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability insurance. You may have a deductible of up to $2,000 for PIP coverage and $500 for Property Damage Liability. Personal injury protection (PIP) insurance covers you regardless of whether you cause an accident (are "at-fault") -- up to $10,000 minus your deductible amount. PIP is designed to reduce the necessity of suing for reimbursement of medical and related bills from auto accidents. PIP pays:
- 80 percent of reasonable medical expenses related to the accident
- 60 percent of lost wages as a result of the accident
- $5,000 for death benefits
For accidents that happen in Florida, PIP covers you, relatives who live in your home, certain passengers who do not own a vehicle, and others who drive your car with your permission. Pedestrians and bicyclists are also covered if they are Florida residents. PIP coverage also provides coverage for acts of violence against the policyholder while driving including injuries sustained as a result of road rage or a car-jacking.
For accidents that happen outside Florida but inside the U.S. or Canada, PIP covers you and relatives who live in your home. In this case, you must be driving your own vehicle. Persons other than you or your relatives are not covered.
Property Damage Liability Insurance pays for damage you, or members of your family, cause to another person’s property while driving. The term "property" includes, for example, a fence, telephone pole or building, as well as another car.
Coverage applies even if you drive someone else's car. Depending on the terms and conditions of your policy, it may also include anyone else who uses your car with your permission.
Serving Flagler, Volusia, St. Johns, and Duvall Counties. Fluent in English, Russian, and Polish.